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Banking and Finance

Banking & Finance

Banking & Finance Law

At Lex Arjava LLP, our team of experienced banking and finance lawyers is dedicated to providing comprehensive legal services to individuals, financial institutions, and businesses in India’s dynamic financial sector. With a deep understanding of the intricacies of Indian banking and finance laws, we offer a wide range of legal services tailored to meet the specific needs of our clients.


Various Finance landscapes

Regulatory Compliance:

Our attorneys assist banks, non-banking financial companies (NBFCs), and other financial institutions in navigating the complex web of Indian financial regulations. We ensure that our clients remain compliant with Reserve Bank of India (RBI) guidelines, Securities and Exchange Board of India (SEBI) regulations, and other relevant laws governing the financial industry.

Banking and Finance Transactions:

We provide legal counsel on various banking and finance transactions, including loan agreements, credit facilities, project finance, and debt restructuring. Our team ensures that our clients’ interests are protected and that transactions are conducted in accordance with Indian laws.

Corporate Financing:

For businesses seeking capital infusion or corporate financing, our lawyers structure and negotiate financing arrangements, including equity investments, venture capital funding, and private equity deals, while ensuring compliance with applicable legal requirements.

Debt Recovery and Enforcement:

In the event of default or non-payment, our debt recovery specialists assist financial institutions and creditors in the recovery of outstanding debts through appropriate legal actions, including insolvency proceedings and debt enforcement mechanisms.

Asset Reconstruction and Securitization:

We offer legal advice and support in asset reconstruction and securitization transactions, enabling financial institutions to manage non-performing assets (NPAs) efficiently while adhering to the relevant regulatory framework.

Fintech and Payment Systems:

As the fintech sector grows rapidly in India, we provide legal guidance to fintech companies, payment gateways, and digital payment platforms to ensure compliance with emerging regulatory frameworks and data protection laws.

At Lex Arjava LLP, we are committed to excellence and staying at the forefront of Indian banking and finance laws. Our goal is to provide practical and strategic legal solutions that enable our clients to thrive in the ever-changing financial landscape. Let us be your trusted legal partner in navigating the complexities of Indian banking and finance laws.

Law is the compass guiding society toward justice, equality, and progress.


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Our Team


NK Pandey

Founder, Managing Partner


NK Pandey

Founder, Managing Partner

The Founding Partner of Lex Arjava, Nirmal did his LL.B. from Calcutta University (1986) and LLM from Osmania University, Hyderabad. He began his career after enrolling as an advocate before the Bar Council of West Bengal in 1987 and initially joined his Father’s chamber in Calcutta High Court and subordinate courts. Subsequently, he moved to Solicitor firm Ghosh and Co.


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Hemant Singh

Senior Partner


Hemant Singh

Senior Partner

Hemant is recognised for his expertise in the areas of General Corporate and Aviation laws. In his prior roles he closely worked with general corporate team of a listed entity for 5.5 years and his last role was of national corporate counsel. He also advises and helps the clients on the management of their existing commercial and contractual relationships. He further advises on various services, IP, regulatory, commercial arbitrations, compliance, employment, outsourcing, procurement, distribution issues.


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Ashok Kumar Agarwal


Ashok Kumar Agarwal

Partner of Lex Arjava, Ashok did his B.L. from Andhra University, Visakhapatnam in 1985. With an extensive experience in litigation of over 37 years, he has mastered the art of drafting, cross questioning and arguments. He started his career from the office of senior advocates Mr. Challapoornaiah and Adv. V.L.N.G.K.Murthy. After having hands on experience of working with these eminent advocates for 5 long years, Ashok went on to start his independent practice and has attained greater heights with his experience and expertise in various dimensions of litigation.


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